Found the home, Now you need the loan!
Get the guidance you need from a Certified Mortgage Advisor
Found the home, Now you need the loan!
Get the guidance you need from a Certified Mortgage Advisor
Your Mortgage Matchmaker in the Desert
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Make Your Homeownership Dream a Reality with an Expert
Buying a home is one of the biggest financial decisions you’ll ever make. That’s why having the right mortgage advisor isn’t just helpful—it’s essential. From getting your offer accepted to understanding all your financing options, the right guidance can make all the difference.
Whether you’re purchasing an investment property or a second home in another state, Diana can help with all your lending needs. She’s licensed in California, Arizona, Montana, Oregon, and Washington.
Meet Diana Bowar, Certified Mortgage Advisor | NMLS #158048
With over 30 years of mortgage lending experience, Diana offers a personalized and honest approach to home financing that centers around you. Whether you prefer to meet at our Palm Desert office, your workplace, home, or a nearby coffee shop, Diana will accommodate your schedule and communication preferences.
When you work with Diana, you’ll enjoy a fast, streamlined, and stress-free process—including a pre-approval within just one hour of submitting your online loan application. (APPLY HERE)
Life is full of surprises, and so is the real estate market. If you find the perfect home unexpectedly and aren’t sure you're ready, don't worry. Diana has the expertise to analyze your financial scenario and present you with smart, customized financing solutions to make your dream home a reality.
Have questions or ready to take the next step?
📞 Call or Text: 760-984-3969
📧 Email: dbowar@vanmarlending.com
⭐ 5.0 (6 reviews) – Yelp
⭐ 4.96 (47 reviews) – Zillow
⭐ 4.92 (203 reviews) – Experience.com
The Mortgage Process
Documentation
Documentation
Documentation
Submit the required documents to start your loan process. We'll help gather financial statements, tax records, and employment verifications to complete your financial profile.
Appraisal
Documentation
Documentation
We'll arrange for a professional evaluation of the property's value, ensuring it aligns with your loan amount. This step is crucial in determining the security for your mortgage.
Underwriting
Documentation
Conditional Approval
Our underwriters will carefully review your application to ensure all lending requirements are met, protecting both you and the lender.
Conditional Approval
Conditional Approval
Conditional Approval
Receive approval with conditions that must be satisfied before the final loan can be granted. This step means you're almost there – just a few more requirements to check off the list!
Clear to Close
Conditional Approval
Clear to Close
Once all conditions are met, you'll receive the 'clear to close' from underwriting. This means your loan is ready to go, and closing arrangements can be made.
Closing
Conditional Approval
Clear to Close
The grand finale where you sign the mortgage and related paperwork. After the closing is complete, the loan funds are disbursed, and you're the proud owner of your new home.
